Notes & letters

The journal of a warm, quiet property practice.

Short, honest pieces I write between conversations - for the buyers, upgraders, and growing families I work with. No urgency tactics. No volume flex. Just the questions I find myself coming back to.

  1. No. 06July 2026 · 5 min

    Buying a home for Primary 1: how the one-kilometre rule really works.

    Distance decides P1 priority when a school runs out of places - but MOE measures fence to wall, not gate to door. What I ask families to check before they commit to an address.

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  2. No. 07July 2026 · 5 min

    Do primary schools really move property prices?

    Some rings carry a premium and earn it; some carry it out of habit. Where school demand actually comes from, who pays it, and when it is not worth paying.

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  3. No. 01July 2026 · 4 min

    Should I upgrade from HDB to condo?

    Most homeowners who ask are not unhappy where they are. The real question underneath: am I making the right move for my family and future?

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  4. No. 02July 2026 · 4 min

    The 5 mistakes HDB owners make when upgrading.

    Hundreds of thousands of dollars, decided on assumptions and headlines. The five traps I keep seeing - and how to sidestep them.

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  5. No. 03July 2026 · 3 min

    Executive Condominium or private condo - which is better?

    Less about which asset is better, more about what you are trying to achieve. The questions that actually decide it.

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  6. No. 04April 2026 · 7 min

    What I tell first-time buyers in their twenties.

    Why your first property decision is less about timing the market and more about fitting your income, lifestyle, and risk comfort.

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  7. No. 05March 2026 · 5 min

    A letter to my client who wanted to sell first.

    The framework I use when an upgrader asks me whether to buy or sell first. (Spoiler: it depends.)

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